Bankructwo przekonaj sie z jakiego powodu jest to opłacalne



 Bankructwo przekonaj sie, z jakiego powodu jest to opłacalne

Bankructwo to popularne określenie, jakie w ostatnim czasie pozostało przypisane stosunkowo nowej przedsiębiorstw prawnej, jaką bez kwestionowania jest upadłość konsumencka. W uproszczeniu w zasadzie chodzi na temat to samo, ale nie jest to prawidłowe nazewnictwo. Zaczynając od samego zaczątku należy wspomnieć, że jeszcze kilka lat temu spośród możliwości ogłoszenia upadłości potrafili skorzystać przedsiębiorcy lub spółki, które stanowiły oddzielne jednostki prawne. W tym czasie bankructwo to również sfera osób prywatnych- konsumentów. Wykorzystać mogą z niego osoby, których zobowiązania są faktycznie duże, że nie istnieją realne przesłanki na ich spłatę. Jedynym rozwiązaniem po takim przypadku jest anons upadłości konsumenckiej. Przykładowo wiadomy dłużnik posiada zobowiązania na kwotę powyżej dwustu tysięcy złotych a jego wyłącznym dochodem jest wynagrodzenie wynoszące, co miesiąc sumę jedynie 1. 341 zł (wynagrodzenie minimalne). Jest zrozumiałym, iż pomijając fakt jakby się starał to spłata takiego zadłużenia jest po prostu niemożliwa z logicznego punktu widzenia. Kwestią oddzielną pozostaje zapytanie jak osoba o takich dochodach „wyhodowała” sobie takie zadłużenie (najczęściej jest to kwestia kredytów udzielanych we frankach szwajcarskich lub pożyczek pozbankowych, które są obciążone astronomicznymi kosztami). Bankructwo jak i również upadłość konsumencka to niewątpliwe sprawne lekarstwo dla osób przekredytownych i szansa na zwyczajowe życie bez windykacji i strachu przed komornikiem.

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