Skuteczna upadłość konsumencka



Skuteczna upadłość konsumencka

Upadłość konsumencka w 2016 r.roku to nader popularny wątek wśród osób tonących w długach i przekredytowanych. Od chwili wprowadzenia regulacji o upadłości konsumenckiej minęło już ponad 6 lat, mimo to dopiero aktualnie jesteśmy w stanie mówić o tym, iż stworzona instytucja prawna spełnia swoją rolę w społeczeństwie. Jest to z pewnością efekt nowelizacji, która miała miejsce na koniec grudnia 2014 r. Bieżące zasady w poważnej mierze doprowadziły do liberalizacji reguł, na jakich jest dozwolone ogłosić upadłość i przyczyniły się do podniesienia ilości pozytywnych orzeczeń wydawanych przez krajowe sądy w tym temacie.

Przez pierwsze, albowiem półrocze roku 2016 z upadłości konsumenckiej skorzystało już kilkaset osób w skali całego naszego państwa. To dobra wiadomość przede wszystkim dla osób, które nie mogą sobie poradzić ze opłacaniem indywidualnych zadłużeń. Oczywiście każdy może ogłosić, iż jest trochę niesprawiedliwości w tym, że ktoś zadłużał się impulsywnie a w tym momencie jego dług ma podlegać umorzeniu. Nie można się z tym do końca zgodzić a sam temat osób zadłużonych jest trochę bardziej skomplikowany i złożony.

Częstokroć jest, bowiem tak, iż dana jednostka nawet chce spłacać swoje zaległości lecz logicznie patrząc jest to po prostu fizycznie nierealne (np. jej dochody nie pozwalają nawet na spłatę wzrastających odsetek). W takiej sytaucji wyłącznym rozsądnym sposobem na wyjście z kłopotliwej sytuacji jest naturalnie upadłość konsumencka.

Komentarze: 100


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