Upadłość konsumencka dowiedz się kiedy jest prawdopodobna



 Upadłość konsumencka- dowiedz się, kiedy jest prawdopodobna

Upadłość konsumencka to instytucja stosunkowo innowacyjna w polskim prawie upadłościowym. Konieczność jej wprowadzanie była postulowana przez wiele czasy przez praktyków i teoretyków polskiego prawodawstwa. W tymże momencie po wprowadzonej przy ostatnim czasie nowelizacji upadłość konsumencka jest jeszcze bardziej osiągalna dla przeciętnego Kowalskiego, który ma poważne problemy wraz z spłatą swoich zaciągniętych zobowiązań. Kwestią podstawową jest argument, że dana osoba popadła w stan niewypłacalności jak i również nie wydaje się być w stanie terminowo regulować swoich zobowiązań. Następnym czynnikiem jest okoliczność jakim sposobem doszło do powstania danego stanu niewypłacalności. Zasadnicza jest, bowiem różnica między osobowością, która bezwiednie zaciągała opony na zachcianki życiowe (np. nowy telewizor plazmowy służące do salonu albo egzotyczne urlop w tropikach) od jednostki, która w efekcie np. przypadku samochodowego została inwalidą, otrzymała niewielką rentę i nie może spłacać zaciągniętych długów. Upadłość konsumencka jest szansą w powrót do normalnego życia bez komorników i natarczywej windykacji. W tym momencie złożenie wniosku o anons upadłości konsumenckiej łączy się z pokryciem kosztów sądowych rzędu tylko 30 zł (wcześniej było to aż tysiąc złotych). Dlatego też osób, które skorzystały z takiego rozwiązania jest wraz z każdym miesiącem w naszym własnym kraju coraz więcej.

Komentarze: 64


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