Upadłość konsumencka i przygotowanie wniosku


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Dodany: 2018-02-24
Kategoria: adwokat rzeszów

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 Dużne odszkodowania to Twoje prawo

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 Bankructwo a chowanie dobytku przez


 Upadłość konsumencka i przygotowanie wniosku

Wielka grupa osób aktualnie (a w szczególnie osób zadłużonych) zadaje sobie pytanie, co to jest upadłość konsumencka. Odpowiedź może być krótka bądź nader wydłużona. Natomiast niniejszy post wierzę odpowie na wszelakie interesujące Cię sprawy kwestie. Po pierwsze możemy stwierdzić, iż jest to nie mniej nie więcej jak ogłoszenie bankructwa w sytuacji, kiedy dojdziemy do wniosku, że jesteśmy niewypłacalni a dalsze zwracanie naszego zadłużenia jest niemożliwe (np. kwoty rat przewyższają w zauważalnym stopniu nasze zarobki).

Fundamentalnym elementem przy obwieszczaniu upadłości jest to, żeby nasza niewypłacalność zaistniała bez naszej winy. Znaczy to, że przekredytowanie powstało obiektywnie bez naszej świadomej winy (np. padliśmy ofiarą oszustów pieniężnych, którzy podpisali z nami umowę pożyczki gdzie wielkość odsetek stanowi przestępstwo lichwy). Nasza sytuacja jest badana przez sąd rejonowy ze względu na miejsce naszego zamieszkania. Do niego kierowany jest właśnie wniosek.

W przebiegu procedury upadłościowej sąd sprawdza naszą sytuację finansową, weryfikuje wiarygodność przedłożonych dowodów i ostatecznie decyduje o tym czy wydać postanowienie o ogłoszeniu upadłości w stosunku do nas. Musimy wiedzieć, iż w żadnym razie nie możemy sobie zezwolić na ukrywanie majątku i innego tego typu posunięcia. Może to, albowiem zniweczyć nasze szanse na obwieszczenie bankructwa na wiele lat.

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